I lately had the glory of interviewing David Adams, who applies his registered and trademarked Retire Whereas You Work® philosophy, alongside along with his distinctive 3 Bucket Technique, to assist purchasers handle their wealth. A famend Licensed Public Accountant, CERTIFIED FINANCIAL PLANNER™ skilled, and President of Adams Wealth Companions, LLC, he additionally hosts the Retire Whereas You Work® Podcast on Apple, YouTube, and Spotify. On this unique interview for Social Life-style Journal, I discover his monetary philosophy, experience, and private insights.
Meghan Forte: You’re employed with high-net-worth purchasers, enterprise homeowners, and musicians. What distinctive challenges do these purchasers face in terms of monetary planning?
David Adams: Every group has its personal complexities. For enterprise homeowners, most of their wealth is tied up of their firm, so planning revolves round liquidity, succession, and how you can convert years of sweat fairness into monetary independence. Musicians and creatives usually have uneven earnings streams—big years adopted by quiet ones—so constructing stability and long-term safety is crucial. Excessive-net-worth households face totally different challenges: property taxes, preserving wealth for a number of generations, and ensuring the cash enhances their household’s lives reasonably than creating entitlement. In all three instances, it’s about serving to them design a plan that aligns cash with their values.
Meghan Forte: Are you able to stroll our readers by way of your strategy of serving to somebody by way of a serious life transition like promoting a enterprise or going by way of a divorce?
David Adams: Transitions are emotional as a lot as they’re monetary. When somebody sells a enterprise, they’re not simply cashing out—they’re closing a chapter of their identification. I begin by listening: what does life appear to be after this occasion? Then we design a roadmap: how a lot liquidity to put aside, how you can reinvest proceeds, tax methods, and how you can recreate the sense of objective that enterprise as soon as supplied. Divorce is equally complicated—it’s about regaining readability and stability in the course of emotional upheaval. My function is an element advisor, half counselor. The numbers matter, however so does creating confidence that they will rebuild and transfer ahead.
Meghan Forte: Trying forward, what’s subsequent for you personally and professionally?
David Adams: Personally, I’m in a season of presence—leaning into journey, writing, and spending time with household and my labrador retriever, Jolene. My canine additionally has a task because the “director of stress administration” on the agency, too. Professionally, I’m centered on increasing Adams Wealth Companions to turn out to be probably the most client-centered companies within the nation, whereas mentoring the following era of advisors. I’m additionally writing a number of books, from monetary literacy for teenagers to classes on redefining success for enterprise homeowners. All of it ties again to my philosophy: wealth is only a device to dwell extra absolutely. I even have a private ardour challenge—bringing areas to life by way of inventive design, considerate transforming, and inside design initiatives round Nashville. It’s a manner for me to specific my creativity outdoors the world of finance. You’ll be able to see extra of my work at Rossi Design Firm.
Meghan Forte: How do you see the monetary planning panorama evolving over the following decade?
David Adams: The business is shifting away from being purely investment-driven to being really holistic. Expertise will preserve driving effectivity, however purchasers don’t simply need algorithms—they need a trusted accomplice who understands their story. Over the following decade, I see extra emphasis on behavioral teaching, household governance, and integrating monetary planning with well being, objective, and life-style. Advisors who can mix technical experience with human connection will proceed to thrive.
Meghan Forte: You’ve constantly been acknowledged by Forbes, Barron’s, and Raymond James. What do you suppose units you aside within the wealth administration business?
David Adams: I’ve at all times believed it’s not about beating the market—it’s about serving to folks dwell the life they envision. Recognition is good, however what units me aside is the intentionality behind every little thing we do. We constructed our agency across the philosophy of Retire Whereas You Work®—serving to purchasers dwell absolutely immediately whereas planning responsibly for tomorrow. Purchasers really feel that we’re not simply managing belongings, we’re serving to them handle life. That human focus makes all of the distinction.
Meghan Forte: You’re deeply concerned in organizations like AncoraTN and the Stroll to Finish Alzheimer’s. How do these causes align together with your private {and professional} philosophy?
David Adams: Giving again is on the coronary heart of my private values and our agency’s tradition. AncoraTN focuses on serving to get rid of human trafficking in our neighborhood, which is one thing I care deeply about. The Stroll to Finish Alzheimer’s is private for me—I’ve seen how this illness impacts households. Each causes remind me that cash is barely as useful because the affect it allows. Supporting these organizations is a manner to make use of my sources, platform, and neighborhood to make a distinction past the steadiness sheet.
David Adams embodies a uncommon mix of monetary acumen and human understanding. His Retire Whereas You Work® philosophy reimagines the standard concept of retirement, inspiring folks to search out steadiness, pleasure, and achievement in each season of life—not simply on the end line. Via his management at Adams Wealth Companions, dedication to mentorship, and fervour for giving again, Adams continues to form a extra purposeful, holistic strategy to wealth and well-being. Mixing monetary knowledge with a way of life rooted in that means and presence, he reminds us that true success is about residing absolutely—immediately and every single day.
Nashville Location:
2905 twelfth Ave. South, #108
Nashville, TN 37204
Telephone: (615) 435-3644
Murfreesboro Location:
1639 Medical Middle Pkwy., Flooring 4 Murfreesboro, TN 37129
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