0% introductory APR for 21 months on Steadiness Transfers on steadiness transfers: One of many longest introductory durations on steadiness transfers we have come throughout, you may get a 0% intro APR on the steadiness transferred for a full 21 months on Steadiness Transfers, which implies you’ll have virtually two years to repay your steadiness.
0% introductory APR for 12 months on Purchases on purchases: You may additionally get a 0% intro APR on new purchases for the primary 12 months on Purchases. It is a useful perk when you plan on shopping for something with the cardboard.
Select your cost due date: A bit of flexibility can go a great distance relating to managing your funds. The cardboard permits you to select from any obtainable cost date, whether or not it is to start with, center, or finish of the month. That approach, you may arrange automated funds which can be aligned along with your paycheck.
No late charges: Probably the most distinctive perks is that there aren’t any late charges, ever. Whilst you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged when you do slip up and miss a cost.
No penalty APR: When you miss some funds, most bank cards will enhance your rate of interest to their penalty APR. The Citi Simplicity® Card by no means expenses a penalty charge, so your APR is not liable to growing on account of late funds.
No annual price: This card comes with no annual price, which is a crucial function in case your aim is to repay debt.
