Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that supply increased money again charges on sure classes, and whereas they are often price it, they do require extra effort. They usually usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that wishes an easy-to-use card that also gives excessive rewards: you’ll earn a best-in-class flat rewards straight away in your purchases — with no limits or hoops to leap by.
$200 money rewards welcome provide — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards welcome provide for spending simply $500 in purchases within the first 3 months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, but it surely’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to come back throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
12 months from account opening 0% APR intro provide — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible steadiness transfers for a full 12 months from account opening. (After that interval, a go-to charge of 19.49%, 24.49%, or 29.49% Variable APR applies.) That is an incredible provide, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will let you keep away from curiosity on purchases and steadiness transfers for a full yr!
Take into account that steadiness transfers must be made throughout the first 120 days to qualify for a diminished rate of interest and a decrease steadiness switch charge.
No annual charge — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual charge.
Cellphone safety — With the value of a typical cellphone within the lots of of {dollars}, having some kind of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellphone safety of as much as $600 simply by paying your cellphone invoice together with your card. Protection is topic to a $25 deductible.